Hiding debt from your partner? Am I liable for their debts?
At a glance
- You are usually not responsible for debts in your partner's sole name.
- Joint debts — joint loans, joint accounts, a joint tenancy — can be chased from either of you.
- Talking early stops debts growing in secret.
- If a partner controls or forces you into debt, that can be economic abuse — help is available.
Starting the conversation
- Choose a calm time and have the figures to hand.
- Focus on a plan, not blame.
- Ask for free help together so you can look at options.
Common questions
- Can bailiffs take my things for my partner's debt?
- They should only take goods belonging to the person who owes the debt. Keep proof of what's yours.
Useful links
Want to talk it through? It's free and confidential.