Working but struggling

Money is being taken from my wages — can I stop it?

Attachments of earnings and Direct Earnings Attachments can often be reduced if they leave you unable to afford essentials.

At a glance

  • Court attachments of earnings must leave you a protected amount to live on.
  • You can ask the court to change the order if circumstances change.
  • Council tax and DWP deductions follow fixed rates but can sometimes be renegotiated.
  • Your employer must follow the order — but you can still challenge the amount.

Free, confidential help:

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Know what kind of deduction it is

  • Attachment of earnings from a county court judgment.
  • Council tax attachment from your council.
  • Direct Earnings Attachment for benefit overpayments or Social Fund loans.
  • Universal Credit deductions taken before your payment.

Getting it reduced

  • Gather your payslips and a budget showing essential costs.
  • Contact whoever asked for the deduction, or apply to the court.
  • We can help you work out the best route and what to say.

Common questions

Will my employer think less of me?
Employers deal with these orders routinely and must keep them confidential.

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